401(K) for Freelancers

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Saving money can be difficult even at the best of times. When your paychecks pop up irregularly, and at odd times, it can be downright frustrating.

Lately, I’ve been struggling to pay down my credit card debt and cover all my bills. I’ve been unable to contribute to the mortgage since October, and I’m desperate to save up money for both a house and my career coaching certification. With so many things to save for, retirement can seem miles away.

Lord knows, though, I don’t want to be living paycheck to paycheck like this into my 90s. Which is why Freelancers Union’s announcement of a freelancers retirement plan is so intriguing.

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